When you hear people discussing Post-Traumatic Stress Syndrome, you may think their conversation relates to military veterans. However, if you have suffered a traumatic injury at work — or witnessed a tragedy involving co-workers — you might also be a victim of PTSD. Treatment can be costly and lengthy, and you may be relieved to know that workers’ compensation insurance covers PTSD.
How will you know that your emotional distress is Post-Traumatic Stress Syndrome?
You can develop this mental health condition after experiencing a horrible or frightening incident that was life threatening. This can be your personal traumatic experience or a workplace accident that claimed the lives of one or more of your colleagues. Undergoing a medical evaluation as soon as possible after the incident is imperative, even if you suffered no injuries.
Go to work. Get paid. Repeat. What happens if your job is causing injury that you may not really notice or suspect, yet? There are many jobs that cause damage to our bodies, but we fail to notice them right away and they hit us a little later in life. Hearing loss is an on-the-job injury that is often overlooked, but serious nonetheless.
Hearing loss on the job
Hearing loss is a significant concern because once it’s gone it cannot be restored. Medical Daily claims that it can take only one single sound to cause permanent and irreversible damage to your hearing ability. If your work environment involves exposure to loud noises, your employer should supply you with sufficient and effective safety gear that still allows you to hear other commands. These are a few high-risk and commonly overlooked positions for hearing loss:
Security guards are the first responders, the ones at the scene of an incident before the police, fire department or ambulance. At the Twin Towers on Sept. 11, 2001, thirty-three security guards died in the line of duty. Sept. 11 was an atypical day at work, but it emphasizes the dangers of the job.
Security guards are often viewed as a deterrent, observing the situation and reporting behavior, unarmed. This can put them in harm’s way when dealing with a criminal element. Although more police officers are injured on the job each year than security guards, security guards are more likely to suffer a fatal injury at work.
Two-thirds of security guard fatalities come by assault while other injuries are caused by sources as varied as auto accidents, slips and falls, and overexertion. Data shows that working overnight is the most dangerous time period and weekends are more dangerous than weekdays.
The bills are piling up. Debt collectors are calling. You and your spouse are constantly on edge. You didn’t ask to be hurt on the job. You work hard–always have–and you give 110 percent to your job. So why is it you are taking the financial hit for a workplace injury?
Worker’s compensation is a type of insurance that pays lost wages and medical bills if you were hurt while working. But is only goes so far. Sure it is tax-free, but it is also only 60 percent of what you were making before. Your taxes sure never took up 40 percent of your paycheck. In fact, with kids and other deductions, taxes only took up about 15 percent. So why are you losing money from the very place that caused you r injury in the first place?
Airport travelers mostly think about the annoying delays and the lines at check-in, but it’s a whole crazy world behind the scenes. To the public, safety in flight is the number one concern and the people doing the legwork and operations on the ground are overlooked. The rush to stay on schedule creates a hectic workplace where accidents happen.
It’s a dangerous work environment. You work in a sea of vehicles, all in a hurry to be somewhere else and traveling on a chaotic highway system.
Workers are thrown off vehicles, carts and trailers collide, jet bridges are moved without clearance and heavy equipment falls and crashes. There is a lot of big, expensive and clumsy gear at the work site and it’s always being rushed from one gate or hangar to another.
It’s no secret the county workers who protect and serve our communities witness tragic events on the job. Public servants assigned to high-crime areas may endure numerous traumatic experiences in a single shift. From dealing with domestic-violence calls to car crashes, homicides to 4-alarm fires, for the police officers and paramedics who answer these calls, death and destruction is an all too familiar occurrence.
Can someone get PTSD just by seeing someone else get hurt?
Many people think PTSD is something that primarily affects servicemen who have been deployed to war-torn areas. But the truth is that PTSD can affect anyone. And while it is especially prevalent in crime victims or deployed military personnel, PTSD can even affect individuals who have simply witnessed a traumatic event.
Everyone expects jobs like police work and firefighting to be dangerous, but you might be surprised that they are not considered among the top five, or even top ten, most dangerous professions in the U.S. That is because these professions have safety measures in place that help minmize risk.
So, what common California occupations make the list of most dangerous occupations? Here are five we found interesting.
Loggers work in isolated areas, use heavy equipment and often travel great distances on the road. This leads to the highest amount of fatalities in any occupation. The nature of the job puts loggers in danger of falling trees and branches. In addition, the terrain they work on is often uneven, subject to weather-related dangers such as mudslides, and the remote areas make medical help difficult to reach quickly.
People love action, especially where movies and television programming is concerned. This explains why more reality TV shows are being aired than ever before in history. As people become bored with one series, newer, more dangerous scenarios take their place. The producers know that human nature becomes dulled to stimuli over time and requires more to stay engaged. Ratings depend upon providing that stimuli.
We know, however, that “reality” in regards to TV isn’t completely real, don’t we? Guns are fake, people trained for stunts fill in for real people and all manner of safety measures are in place to prevent accidents. Unfortunately, this is not always the case. Injuries on reality TV shows are increasing at a drastic rate. People on the sets are getting permanently hurt, and even killed.
It’s no secret that a high-stress job can cause health issues. Chronic stress — whether you are a firefighter or you work in an office — may contribute to high blood pressure and other risk factors for heart issues, including heart disease, aneurisms and heart attacks. It can also cause anxiety disorders, depression, chronic headaches, digestive problems, dermatological disorders and more.
But can you get workers’ compensation for the stress you face? The answer: It depends.
The good news is that we live in California. Our workers’ compensation laws support more injuries than many other states’, and judges are starting to recognize that stress-related injuries can be as debilitating as physical trauma. Furthermore, in California, you do not need to show that your job fully caused your injury — only that it was 51 percent of the cause.
When most people think of workers’ compensation, they think of immediate, orthopedic injuries. Someone who fell off a ladder or was hit by a forklift at work is clearly eligible for workers’ compensation. Yet, what if you have worked hard at a job for years and are now in constant pain from your job duties?
You, too, may qualify for workers’ compensation.
To qualify, you need to show that you suffered an injury and that the injury was caused by your job. In other words, you can qualify if: