KCNS Law Group, LLP
Glendale Workers' Compensation Law Firm
Call For A Free Consultation 800-391-8431
Areas & Topics

Financial help after a work injury: Beyond workers' comp

After you suffer a work injury, it can seem like the medical bills keep piling up. Waiting for your workers' compensation claim to settle can be an infuriating process, and the financial struggle is real. The good news is that there are options to pay your bills. There are other sources of potential income beyond workers' compensation.

California State Disability Insurance

California State Disability Insurance (SDI) is a short-term disability insurance program available for people who need to take time off work due to an injury or illness but are unable to receive workers' compensation - or enough workers' compensation - to cover their financial needs.

SDI was created to provide temporary weekly benefits to Californians whose injuries or illnesses are unrelated to their job duties. However, it can supplement workers' compensation, particularly when a worker has an accumulative medical condition or an existing injury that is aggravated by work. SDI can also provide financial help for workers who have been denied work comp benefits or who face a delay in their benefits.

Social Security Disability Insurance (SSDI)

If your injury falls under the Social Security Administration's definition of disability and is expected to last more than a year or be terminal, you may qualify for Social Security Disability Insurance (SSDI) in addition to workers' compensation. The total amount of benefits from both programs usually cannot exceed 80 percent of what you earned before your work injury. This could, however, be far greater than what you would receive from workers' compensation alone.

Long-term disability insurance

Long-term disability insurance is private insurance that you can purchase to cover some of the income you lose when a disability makes it impossible to work. Many people have this insurance through their employer without knowing it.

Confused? An attorney can help without breaking the bank.

It is frustrating enough trying to navigate the workers' compensation system without worrying about the numerous other claims you could be filing right now. Yet, your financial security matters. Most workers' compensation and disability attorneys are in the business because they want to help people. They take these cases on a contingency fee basis, which means you will not have to pay them for their representation until you recover compensation -- and that payment comes out of your award, not out of your pocket. We strongly recommend speaking with an attorney about your options.

No Comments

Leave a comment
Comment Information

Contact The Firm

KCNS Law Group, LLP
100 W. Broadway
Suite 1130
Glendale, California 91210

Toll Free: 800-391-8431
Fax: 818-937-9259
Glendale Law Office Map

Our office parking is located on Broadway between Central Avenue and Orange Street (there is a sign that says 'office parking').