Did you know PTSD could be work-related and compensable?

When you hear people discussing Post-Traumatic Stress Syndrome, you may think their conversation relates to military veterans. However, if you have suffered a traumatic injury at work — or witnessed a tragedy involving co-workers — you might also be a victim of PTSD. Treatment can be costly and lengthy, and you may be relieved to know that workers’ compensation insurance covers PTSD.

How will you know that your emotional distress is Post-Traumatic Stress Syndrome?

You can develop this mental health condition after experiencing a horrible or frightening incident that was life threatening. This can be your personal traumatic experience or a workplace accident that claimed the lives of one or more of your colleagues. Undergoing a medical evaluation as soon as possible after the incident is imperative, even if you suffered no injuries.

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“I’m sorry can you repeat that?” Hearing loss on the job

Go to work. Get paid. Repeat. What happens if your job is causing injury that you may not really notice or suspect, yet? There are many jobs that cause damage to our bodies, but we fail to notice them right away and they hit us a little later in life. Hearing loss is an on-the-job injury that is often overlooked, but serious nonetheless.

Hearing loss on the job

Hearing loss is a significant concern because once it’s gone it cannot be restored. Medical Daily claims that it can take only one single sound to cause permanent and irreversible damage to your hearing ability. If your work environment involves exposure to loud noises, your employer should supply you with sufficient and effective safety gear that still allows you to hear other commands. These are a few high-risk and commonly overlooked positions for hearing loss:

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On the job hazards facing security officers

Security guards are the first responders, the ones at the scene of an incident before the police, fire department or ambulance. At the Twin Towers on Sept. 11, 2001, thirty-three security guards died in the line of duty. Sept. 11 was an atypical day at work, but it emphasizes the dangers of the job.

Security guards are often viewed as a deterrent, observing the situation and reporting behavior, unarmed. This can put them in harm’s way when dealing with a criminal element. Although more police officers are injured on the job each year than security guards, security guards are more likely to suffer a fatal injury at work.

Two-thirds of security guard fatalities come by assault while other injuries are caused by sources as varied as auto accidents, slips and falls, and overexertion. Data shows that working overnight is the most dangerous time period and weekends are more dangerous than weekdays.

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When workers’ comp is not enough: Are there other sources of money?

The bills are piling up. Debt collectors are calling. You and your spouse are constantly on edge. You didn’t ask to be hurt on the job. You work hard–always have–and you give 110 percent to your job. So why is it you are taking the financial hit for a workplace injury?

Worker’s compensation is a type of insurance that pays lost wages and medical bills if you were hurt while working. But is only goes so far. Sure it is tax-free, but it is also only 60 percent of what you were making before. Your taxes sure never took up 40 percent of your paycheck. In fact, with kids and other deductions, taxes only took up about 15 percent. So why are you losing money from the very place that caused you r injury in the first place?

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My doctor diagnosed me with carpal tunnel syndrome

Do you experience tingling, numbness and pain in your wrists, fingers and forearms? It might start when you wake up. You need to shake your hands to regain normal feeling in them. As time goes on, your symptoms appear during the day too. Your dominant hand most likely experiences pain first since you use it most. Tasks you routinely perform at work become a challenge and often exacerbate the condition.

When you could no longer take the pain, you decided to see a doctor who diagnosed you with carpal tunnel syndrome. Now you wonder what caused your condition and what to do about it.

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A breath of relief: Workers are protected from airborne danger

Thousands of workers around the country walk into danger every day of their lives. Some workers breathe in toxic airborne particles during their 8 to 4 job and may not even know it. One of these common airborne dangers called beryllium has recently been brought into the spotlight. The Occupational Safety and Health Administration (OSHA) issued a rule earlier this month to lower exposure levels for workers around the nation. This new rule dramatically lowers the accepted levels of exposure to beryllium, protecting 62,000 workers in the U.S.

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KCNS Structured settlement: Is it right for you?

If you have suffered a permanent disability on the job in California, or you have been grief stricken by the sudden loss of an immediate family member under such circumstances, you may be wondering what is best regarding trying to get the financial help you need in recovery.

If your loved one died in a workplace accident, there is obviously no adequate way to replace your loss. You probably have difficulty just thinking beyond your grief and sorrow. In addition to the emotional trauma of your situation, you may be facing serious financial challenges in the aftermath of your loved one’s tragic death. Especially if this particular family member was a major breadwinner in your home, you may be completely unprepared to meet unexpected costs and debt that have arisen since the accident took place.

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When the unexpected happens at work

If you work outside the home in California, you’re probably well aware that every job has ups, downs, good days and ones best forgotten.

Even if you work at a job that ranks among those most inherently dangerous, however, you likely don’t expect to show up for work then wind up lying in the back of an ambulance because you’ve been seriously injured in an accident on the job.

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Construction continues to be a very dangerous profession

The Occupational Safety & Health Administration (OSHA) just reported that on average, three million workers are injured on the job every year, and for approximately 4,500 workers those injuries are fatal. Year after year, the statistics regarding workplace dangers remain the same. What is the #1 cause of accidents? Falls.

Who gets injured or killed most often in workplace falls? Workers in the construction industry. Year after year. Despite numerous improvements and awareness of the problem, it’s still far too dangerous for construction workers out there, given the statistics. Employers should take precautions, but often they do not, willing to take a chance with workers’ safety-and their lives. Unfortunately, you often have to look out for yourself.

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Interesting facts you may not know about workers’ compensation

On behalf of Talia Nicoghosian of KCNS Law Group, LLP posted in Workers’ Compensation on Monday, October 31, 2016.

Did you know that workers’ compensation is not only limited to on-the-job physical injury? That you can receive compensation for mental injury or for a work injury that occurs outside of the workplace? That you need also need to document everything? Here are the answers to the important questions you didn’t know you should even be asking.

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