According to California labor laws under Code Section 3700, employers are required to have workers’ compensation insurance. Unfortunately, there are a few situations in which an injured employee is not eligible to file a workers’ compensation claim.
When trying to obtain workers’ compensation benefits, it is best to first understand which injuries are not covered by workers’ compensation in California. Learning which injuries are not covered beforehand will save you time and money. Consider speaking with a workers’ compensation lawyer to help speed up your claims process and ensure you receive the benefits you are owed according to the law.
In most instances, your workplace injury is covered if you were injured while performing a task according to your job duties or your employer’s orders. Even if you are responsible for causing your injuries while performing your job duties, you can still file a workers’ compensation claim. However, there is a possibility that your particular injury may not be covered. Some common injuries that are not covered by workers’ compensation are listed below.
It’s important to understand that injuries sustained from participating in a fight or violent act in the workplace are generally not covered by workers’ compensation. Sometimes, if the fight or altercation involved a specific work problem, your injuries could be covered.
Additionally, injuries sustained because of horseplay and joking around are not always covered by workers’ compensation. The only time this could be covered is when an employer allows such behavior to occur in the workplace, and the employees don’t abandon their job duties during horseplay.
Under no circumstances will your workplace injuries be covered if you were impaired while working. For example, if you were injured because you were under the influence of drugs or alcohol, you will not be able to seek workers’ compensation benefits.
However, in rare circumstances, if someone else caused you injury, you could be entitled to workers’ compensation even if you were impaired. For example, if you can prove that there would have been no way for you to avoid the accident, you might be able to claim compensation even though you were impaired at the time of the incident.
Not many people know that workers’ compensation does not cover you if you are injured while participating in a work scheduled event off-site. For example, if you are injured while at a work holiday party or at a team-building outing, you won’t be able to claim workers’ compensation benefits.
There are exceptions to this rule. If you are required to attend an off-site event or your employer benefitted from you attending the off-site work event, your injuries would likely be covered.
Should you have sustained injuries during your lunch break, either at your place of work or outside of work, you won’t be covered by workers’ compensation. You weren’t actively participating in your work duties when you were injured, so you cannot claim for a workplace injury.
However, if you were tasked with leaving your place of work to collect food or for a work event, you might be eligible for workers’ compensation benefits, because you were performing a work duty.
If you were injured while commuting to or from work, your injuries would not be covered by workers’ compensation. No injuries that occur in this circumstance will be eligible for benefits because you were not actively participating in job duties when the incident occurred.
However, you might be entitled to workers’ compensation benefits if you were performing tasks for your employer while commuting or if you were driving a company vehicle. If you’re unsure of your eligibility for workers’ compensation, consider consulting with a California workers’ compensation lawyer.
If you have sustained injuries in your place of work and you are unsure if workers’ compensation will cover them, an attorney will be able to help you look into your eligibility. At the KCNS Law Group, we are well versed in labor laws and know what is and isn’t recognized as a workplace injury. We can evaluate the unique circumstances of your case and determine if you have a chance at successfully obtaining workers’ compensation benefits.
Our more than 40 years of experience guarantees you will receive the expert legal counsel you need when looking into a California workers’ compensation claim. Should you wish to speak with us about your case, you can contact us here or call this number (818) 937-9255 to speak with one of our qualified attorneys.